LOSS OF BUSINESS INCOME:
Pays you net income and normal operating expenses while you restore your business after a covered loss. Business income protection applies more to studio photographers than to location photographers. Coverage is automatic up to the actual loss sustained for a 12-month period.
Covers the additional costs, such as rental of studio space, in the event that your space is damaged.
Pays you amounts due from your customers that you are unable to collect as a result of covered loss to your records of accounts receivable. The policy automatically provides a limit of $25,000.