LOSS OF BUSINESS INCOME:
Pays you net income and normal operating expenses while you restore your business after a covered loss. Business income protection applies more to studio photographers than to location photographers. Coverage is automatic up to the actual loss sustained for a 12-month period.
EXTRA EXPENSE:
Covers the additional costs, such as rental of studio space, in the event that your space is damaged.
ACCOUNTS RECEIVABLE:
Pays you amounts due from your customers that you are unable to collect as a result of covered loss to your records of accounts receivable. The policy automatically provides a limit of $25,000.